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When handling that much money, it doesn’t hurt to be thorough with inspecting and determining the validity of cases, right? If people started reaping insurance payouts for the smallest things, our business wouldn’t survive.
Did you know? Many people whom insurance companies employ are those who have experience with detective work involving investigations and deduction. Since we deal with huge sums of money, there are more than a few cases where our clients deliberately harm themselves or lie to us in an attempt to commit insurance fraud. A considerable number of calls we get actually aren’t mere incidents. How do we tell apart a real accident from the fake ones, then? Haha, that’s a business secret. Well, maybe a little hint… Oftentimes, something will be off about the way they act or talk. I told you that folks who used to do detective work frequently jump over to our industry, right? Those armchair fellows certainly have their wits… Their keen eyes will catch the signs hidden in even the most elaborate of disguises.
They say the terms can be a little too particular, but I disagree. When handling that much money, it doesn’t hurt to be thorough with inspecting and determining the validity of cases, right? If people started reaping insurance payouts for the smallest things, our business wouldn’t survive. You’d be surprised to learn how many people in the City still cling to the idea of get-rich-quick schemes.
Combat Info
Irina
Irina appears as a general invitation by sending out one book from the second row of Star of the City chapters.
Stats
126
63
2~6
Endured
Normal Endured
Normal
Normal Normal
Passive Abilities
Speed Ⅲ Speed Dice Slot +1. Gain an additional Speed die at Emotion Level 3. (Cannot Overlap) Insurance Benefits If the character suffered 1 or more one-sided attacks in a Scene, restore 1 Light. Policy Form At the end of the Scene, remove all stacks of a random status ailment (Feeble, Disarm, or Bind) that would be inflicted to the character next Scene. Life Insurance Untransferable. At the end of the Scene, if the character has 30% or less HP, add a copy of 'Life Insurance' to hand.
Switcheroo Switcheroo ( 0) Draw a page upon discarding this page 3~6On Hit Inflict 1 ParalysisParalysis X For the Scene, reduce the maximum roll of up to X dice by 3 when using pages. Cannot be lower than 1. next Scene 3~5
Insurance Coverage Insurance Coverage ( 1) Restore 1 Light upon discarding this page 3~8 3~7On Hit Inflict 1 ParalysisParalysis X For the Scene, reduce the maximum roll of up to X dice by 3 when using pages. Cannot be lower than 1. next Scene
Equivalent Exchange Equivalent Exchange ( 2) On Use Discard a random page from hand; Restore 1 Light 4~7 4~8On Clash Win Inflict 2 BleedBleed X For the Scene, take X damage and subtract one third of the Bleed stack every time the character rolls an Offensive die. (Rounded up) next Scene 3~8On Hit Inflict 2 BleedBleed X For the Scene, take X damage and subtract one third of the Bleed stack every time the character rolls an Offensive die. (Rounded up) next Scene
Multi-party Compensation Multi-party Compensation ( 2) Irina's Exclusive PageIrina's Exclusive Page Can only be set in the deck of Irina's Key Page. When discarded, all other allies restore 1 Light 5~10On Hit Inflict 1 DisarmDisarm X Defensive dice lose X Power for the Scene. Cannot be lower than 1. next Scene 4~8
Final Stroke Final Stroke ( 3) On Use Boost damage by +1 for each page in hand; Discard all pages from hand 6~7 4~10 8~21On Clash Win Inflict 5 BleedBleed X For the Scene, take X damage and subtract one third of the Bleed stack every time the character rolls an Offensive die. (Rounded up)
Combat Dialogue
Combat Entrance
Things got complicated. Shall we start unraveling them?
Strange things have been happening these days… It’s such a hassle.
Let’s see here… Won’t there be any problems?
Victory Cry
That was enough intel. Shall we head back?
Oh dear… I don’t think you’ll meet the conditions, unfortunately.
Death
This is it for me, huh…
On Ally Death
This is a particularly troublesome case we’ve gotten into…
It’s okay for now. Keep your focus.
I’ve got to save myself first and foremost.
On Kill
Sorry~ It’s just how our work goes all the time.
I can collect some other types of info as well… This isn’t so bad.
Haha. I may have gotten old, but I’m not a goner yet…
Mirae Life Insurance.
Speed Ⅲ
Insurance Benefits
